Wednesday, June 7, 2017

Can I Trade my Old Bond for a New One when Interest Rate Goes Up?

Old Man Fishing in a boat in the river


Actual Question:

Should you sell your bond and buy a new one when interest rate increases?

Answer:

Dear Friend

It is quite obvious that when interest rates increase, it is smart to sell the old bond with a lower coupon rate and buy a new one with a higher interest rate.

However, is it as simple as it appears?

Can one actually make such a smart move?

Well, the answer is NO and YES.

Financial markets worldwide are supposed to be efficient. Any such opportunities are quickly capitalised upon till the benefit exists no more.

How can this happen?

The market price of your old bond will fall immediately after the announcement the increase in the interest rate. The fall in the price usually will more or less match the potential gain.

However, ‘Value Investors’ also find that the markets are not as efficient as they are supposed to be. They always find a few stocks with excellent intrinsic values trading below their fair price. They also find that many good stocks as well as poor one trading at valuations that cannot be rationally justified. So you may indeed find an opportunity, though rare, to profit by selling the old bond and buying (subscribing) a higher interest rate denominated bond.

Thank you,

With Best Regards,


Anand

1 comment:

  1. Investment is one of the best ways to achieve financial freedom. For a beginner there are so many challenges you face. It’s hard to know how to get started. Trading on the Cryptocurrency market has really been a life changer for me. I almost gave up on crypto currency at some point not until I got a proficient trader Bernie Doran, he gave me all the information required to succeed in trading. I made more profit than I could ever imagine. I’m not here to converse much but to share my testimony, I invested $2000.00 and got back $20,500.00 as my ROI within 7 business days of investment. His strategies and signals are prolific and accurate , I have also gained more knowledge on the trade market. If you are new to cryptocurrency I would recommend you contact him through Gmail : BERNIEDORANSIGNALS@GMAIL.COM or his WhatsApp : +1424(285)-0682 , tell him I referred you

    ReplyDelete