Which Are The Best SIP to Invest 3000 per month for two years?

It is wonderful to hear you say that you want to invest 3000 per month in SIP. The second part however is disturbing me. Why only two years? Why not 20 or 30 or 50?

The ‘Law of Miracle of Compounding’ can work in your favour and make you rich only when you have such a longtime investment horizon.

My guru, Warren Buffett created his extraordinary wealth over four decades!

Over such long periods of investment it does not matter which SIP is better. All will do more or less equally well. Make sure the organisation is sound will be around in business, without going bankrupt, over such a long period.

Note: This is a reproduction of the question I had answered on the website ‘Quora’.

How Do You Calculate Return On SIPs Factoring in All the Operational Costs?

I am a value investor; I do not calculate the return of any portfolio in the conventional way of ‘Net Asset Vale’, which in turn is based on the market price of the underlying stock.

I go by the intrinsic value method.

Under the philosophy of ‘Value Investing’ I follow, the returns are calculated not on quarterly basis but only at the end of a very, very long investment period of 20 to 30 years. The method of calculating is very simple. Add all dividends received, during the investment period, add the capital appreciation (market value at the end of the long investment period minus the actual investment) less charges collected by finally less the inflation over the investment period.

Please learn the art and science of value investing; it could change your life!